At Disch & Associates, our goal is to simplify your finances and protect your wealth for future generations.

To make this possible, we take a consultative approach that helps identify key 'big picture' objectives that must be met over the short and long-term.  In every case there are unique risks and opportunities and we work with our clients on how to best address each of them.

Once the basic framework is established, we implement an investment portfolio designed to support the plan put in place.  Our investment philosophy is based on the practical application of academic research with a forward looking view of global economics.  Using predominantly passive investment vehicles, we carefully allocate funds to capture returns from diverse asset classes across the capital markets.

Accounts are rebalanced as needed in response to differences in relative performance and changing economic environments.  Our objective is to maintain a long-term strategic asset allocation while allowing for intermediate-term tactical adjustments to improve the portfolio's risk/return characteristics.

All accounts are held in your name at an independent third-party custodian such as TD Ameritrade or Fidelity where you'll have 24/7 online access and receive monthly statements, tax documents, confirmations, etc.